Sovereign digital currency : Cashless society even without connectivity
Eliminate ATM, debit card & cash. New Digital Wallet Card, the size of credit card enough. Just as physical wallet can be used anywhere , without internet or SMS , Digital Wallet cards can do the same! My vision:```` 1. Every bank issues free Wallet .a touch screen device. ( Digital Wallet Card= DWC) 2. Finger print opens . 2. Top row shows balance . Second row user inputs amount to remit. Third row the payee ID . 3. Transmit to payee DWC with finger print. 3.1 Payee confirms with his finger print. 3.2 seeing confirmation, approve with finger print. 3.3 Option to create own 4digit PIN to pay provided. 4. Literacy level reading 0 to 9 numbers only. 5. To avoid semi literates doing mistakes in entering payee digital ID 5.1 NFC/ Bluetooth capability if both are in proximity 5.2 provide for demand to be raised by payee, then amount and ID will come to payer who needs to approve . 6.0 Internation...